Home Buyers

 

Purchasing a house...
is a large financial endeavor and an investment in your family's future. A house is more than a place to live or a means of shelter. For most individuals, it is the cornerstone of their life. It's where the family gathers to celebrate, where the children play and grow and where you feel safe and secure. The house is the place where memories are made.

There are several things that home buyers need to know
before and during their home buying experience and I hope that the following information will prove helpful.

The first thing to do is to get your finances in order. This is the first and foremost important item for a prospective home buyer.

My report called
Getting Your Finances in Order

is a very helpful tool to use as you begin this endeavor.

Relying on a Real Estate Professional to know the market inside and out is your second step. I am a highly qualified Real Estate professional with years of experience to help you with all of your home buying needs.

Here are a few other things a prospective home buyer should look at:

1. Figure out how much you can afford
      * How much home can you afford
      * Buying vs Renting

2. Know your rights
      * Borrower's rights

3. Shop for a loan
      * Why ask for an FHA loan
      *
 Learn about interset only loans
     

4. Learn about homebuying programs
      * Programs available through Oregon

5. Shop for a home

6. Make an offer

7. Get a home inspection
      * Inspection information

8. Shop for homeowners insurance
      * 12 ways to lower the cost of insurance

This last step to buying your home, is a very important one. Home owners cannot afford surprises. Everything may look fine on the surface, but there may be trouble lurking. A qualified home inspector will have the experience and training to provide information that will assist the buyer in making an informed decision. Problems that the seller may not be aware of, become the financial responsibility of the buyer - if they are not corrected prior to the final sale of the house."

 

Additional Information:

Tax Credits
Forclosures and Short Sales
Interest Rates
Loan Information



Email Karen to get new listings
as they come on the market!

goldbeachkaren@gmail.com